A white-label fintech platform suite revolutionizing financial services
Client
Nickelpay
Industry
Fintech
Size
Enterprise
Challenge
A major holding company faced dual strategic challenges: • Needed to launch innovative financial services for their retail customers • Required sophisticated financial control system across multiple franchises • Demanded seamless BPO integration for franchise management • Sought scalable solution adaptable to various business models
solution
White-label financial platform enabling a major holding company to revolutionize franchise financial management while launching retail banking services. The solution addresses dual challenges: streamlining franchise financial operations and providing customizable banking services for retail customers.
Tech stack
• Microservices Architecture • Brazilian Banking APIs Integration • Mobile Development (iOS/Android) • Web Platform Development • Cloud Infrastructure • Security and Compliance Frameworks
PROCESS
1. Strategic Planning & Architecture • Conducted comprehensive analysis of Brazilian banking API standards • Mapped operational, financial, and accounting architecture requirements • Designed scalable microservices infrastructure • Created modular financial product framework
2. Design & Validation • Implemented iterative design process with user testing • Created multiple interface prototypes for validation • Conducted user research across different customer segments • Developed comprehensive user journey maps
3. Development & Integration • Established cross-functional teams with partner companies • Implemented comprehensive documentation system across all domains • Built scalable component library for white-label deployment • Created administrative platforms for back-office operations
4. Knowledge Transfer & Maintenance • Developed training programs for internal teams • Created detailed maintenance protocols • Established ongoing support systems • Documented best practices and procedures
result
Successfully deployed a comprehensive white-label financial platform that serves both internal franchise management and external banking service needs.
• Enhanced franchise financial visibility and control Improved user experience for both administrators and end-users • Successfully scaled from internal solution to market-ready platform • Established flexible framework for future feature expansion • Created sustainable knowledge transfer system for internal teams • Achieved seamless integration with existing banking infrastructure