Nickelpay

A white-label fintech platform suite revolutionizing financial services

Client
Nickelpay
Industry
Fintech
Size
Enterprise

Challenge

A major holding company faced dual strategic challenges:
• Needed to launch innovative financial services for their retail customers
• Required sophisticated financial control system across multiple franchises
• Demanded seamless BPO integration for franchise management
• Sought scalable solution adaptable to various business models

solution

White-label financial platform enabling a major holding company to revolutionize franchise financial management while launching retail banking services. The solution addresses dual challenges: streamlining franchise financial operations and providing customizable banking services for retail customers.

Tech stack

• Microservices Architecture
• Brazilian Banking APIs Integration
• Mobile Development (iOS/Android)
• Web Platform Development
• Cloud Infrastructure
• Security and Compliance Frameworks

PROCESS

1. Strategic Planning & Architecture
• Conducted comprehensive analysis of Brazilian banking API standards
• Mapped operational, financial, and accounting architecture requirements
• Designed scalable microservices infrastructure
• Created modular financial product framework  

2. Design & Validation
• Implemented iterative design process with user testing
• Created multiple interface prototypes for validation
• Conducted user research across different customer segments
• Developed comprehensive user journey maps  

3. Development & Integration
• Established cross-functional teams with partner companies
• Implemented comprehensive documentation system across all domains
• Built scalable component library for white-label deployment
• Created administrative platforms for back-office operations  

4. Knowledge Transfer & Maintenance
• Developed training programs for internal teams
• Created detailed maintenance protocols
• Established ongoing support systems
• Documented best practices and procedures

result

Successfully deployed a comprehensive white-label financial platform that serves both internal franchise management and external banking service needs.
• Enhanced franchise financial visibility and control Improved user experience for both administrators and end-users  
• Successfully scaled from internal solution to market-ready platform  
• Established flexible framework for future feature expansion
• Created sustainable knowledge transfer system for internal teams  
• Achieved seamless integration with existing banking infrastructure
Two phones showing Nickelpay app
See more works

Book consultation!

Have questions or ready to start?
Book a meeting or send us an email